This website once belonged to a local mortgage company, but during the collapse of the mortgage and credit markets, they went out of business. The information herein is still valuable and informative for consumers, so we decided to leave the website online as a resource for all those who find it.

We have provided links to service providers throughout the site so you can find mortgage companies who are still in business.  While this company is gone, other companies still exist.  You can still get a Home Equity Loan.  You can still get an FHA loan.  You can still buy a house, or refinance, or even get a debt consolidation loan.  The rules may have changed and the number of options may have diminished, but there are still options out there.

There are a few things that you can do to help yourself during these trying times.

1. Know your credit score, know your credit history, and dispute any blemishes on your credit that you disagree with.
2. Stay within your means.  Don't take out any loans that you can not afford to pay every month.  Make sure you assess your individual monthly living expenses.  No loan officer or real estate professional can tell you what you can and can not afford.  They can tell you what you qualify for, but only you can accurately assess how much you can afford to pay each month.
3. Research.  If you are shopping for a loan, do what you would do with any other purchase or commitment.  Shop around.  Get offers from multiple providers and research the company that provided them.  Don't just take the lowest offer though, make sure the company making the offer is someone you can trust and someone who has a track record of providing honest deals to satisfied borrowers.